FairWorkMate

Free Australian Calculators & Tools

Free workplace, pay, tax and finance calculators for Australians.

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Pay Calculator

Calculate your take-home pay after tax, Medicare levy, HECS and super. Instant result for any salary.

Pay & Wages
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Income Tax Calculator

Calculate your Australian income tax for 2025-26 including Medicare levy and HECS repayments.

Pay & Wages
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Contractor Tax Calculator

Calculate tax, GST and take-home pay for sole traders, freelancers and ABN holders.

Pay & Wages
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Reverse Tax Calculator

Enter your target take-home pay and find out the gross salary you need to earn.

Pay & Wages
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Am I Being Underpaid?

Check if you're being paid below minimum wage and calculate potential back pay exposure over 6 years.

Pay & Wages
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Salary to Hourly Rate Converter

Convert between annual salary, monthly, fortnightly, weekly, and hourly pay rates.

Pay & Wages
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Salary After Tax Breakdown

See your take-home pay on any Australian salary from $40K to $200K with full tax bracket breakdowns.

Pay & Wages
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After Tax Calculator

See how much you take home after tax on salaries from $30K to $200K with full 2025-26 breakdowns.

Pay & Wages
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HECS/HELP Repayment Calculator

Calculate your HECS-HELP repayment amount based on your income. See repayment rates and thresholds.

Pay & Wages
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Medicare Levy Calculator

Calculate your Medicare levy and surcharge based on income, dependents and private health status.

Pay & Wages
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Pay Rate Lookup

Look up base pay rates by award and classification level.

Pay & Wages
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Award Pay Rates

Find pay rates for 40 Modern Awards. Search by job title or browse by industry.

Pay & Wages
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Penalty Rate Calculator

Calculate penalty rates for weekends, public holidays, and overtime by award.

Pay & Wages
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Overtime Calculator

Calculate overtime pay at time-and-a-half or double-time rates.

Pay & Wages
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Penalty Rate Quick Calculator

Quickly calculate time-and-a-half, double-time, or any penalty rate on your base pay.

Pay & Wages
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Public Holiday Rate Checker

Find public holiday penalty rates by state and award for the year ahead.

Pay & Wages
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Back Pay Calculator

Calculate how much you're owed in unpaid wages including superannuation shortfall.

Pay & Wages
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Shift Cost Calculator

Calculate the total cost of a shift including penalty rates and loadings.

Pay & Wages
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Casual vs Part-Time Comparison

Compare the annual cost of casual vs part-time employment side by side.

Pay & Wages
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Casual Loading Calculator

Calculate your casual loaded rate and compare to permanent employment.

Pay & Wages
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Cost of Employment Calculator

Calculate the true cost of an employee including super, leave, and workers comp.

Pay & Wages
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Salary Sacrifice Super Calculator

Calculate the tax savings from salary sacrificing into superannuation.

Pay & Wages
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Bonus Tax Calculator

See how your bonus or lump sum payment will be taxed

Pay & Wages
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SGC Penalty Calculator

Calculate the Super Guarantee Charge for late or missed super payments, including shortfall, interest, and admin fees.

Pay & Wages
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Pay Slip Checker

Check your pay slip has all the required items under Australian law.

Compliance
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Quiet Firing Quiz

Answer 10 questions to find out if your employer is quietly pushing you out. See your risk score and legal rights.

Compliance
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Break Compliance Checker

Check required meal and rest breaks based on shift length and award.

Compliance
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Casual Conversion Checker

Check if you're eligible to convert from casual to permanent and compare entitlements.

Compliance
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Minimum Shift Length Checker

Check the minimum shift length for your industry and what you're owed if sent home early.

Compliance
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Notice Period Calculator

Find the minimum notice period required under the NES based on length of service and age.

Termination
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Final Pay Calculator

Calculate everything owed when leaving a job — wages, leave, notice, and redundancy.

Termination
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Redundancy Pay Tax Calculator

Calculate your redundancy payout after tax, including the tax-free component and ETP treatment.

Termination
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Insolvency Entitlements Checker

Calculate your entitlements when your employer goes into administration or liquidation.

Termination
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Probation Notice Period Checker

Check notice requirements during probation for both employees and employers.

Termination
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Annual Leave Calculator

Calculate annual leave, personal/carer's leave, and other NES leave entitlements.

Leave
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Sick Leave Calculator

Calculate your sick and personal/carer's leave balance based on employment type and service.

Leave
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Parental Leave Income Calculator

Calculate your total income during parental leave including government PLP, employer pay, and accrued leave.

Leave
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Long Service Leave Calculator

Calculate long service leave entitlements by state and territory.

Leave
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Leave Loading Calculator

Calculate your annual leave loading at 17.5% or your applicable award rate.

Leave
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Award Finder

Find the Modern Award that covers your industry or occupation.

Awards
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Stamp Duty Calculator

Calculate stamp duty for every Australian state and territory. Includes first home buyer concessions.

Finance
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Rent Affordability Calculator

Find out how much rent you can afford based on your salary using the 30% rule.

Finance
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GST Calculator

Add or remove 10% GST instantly. Calculate GST-inclusive and GST-exclusive amounts.

Finance
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Retirement Calculator

Calculate how much super you'll have at retirement and if it's enough for a comfortable lifestyle.

Finance
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Budget Planner

Plan your budget using the 50/30/20 rule based on your take-home pay.

Finance
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Cost of Living Calculator

Compare the cost of living across Australian cities against your salary.

Finance
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Fuel Crisis Calculator

Calculate how much the 2026 fuel crisis is costing you and how much you'd save working from home.

Finance
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Mortgage Repayment Calculator

Calculate mortgage repayments for any loan amount, interest rate, and term. See how extra repayments save you years and thousands.

Finance
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Borrowing Power Calculator

Find out how much you can borrow for a home loan based on your income, expenses, and debts.

Finance
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First Home Buyer Grant Checker

Check your first home buyer grant and stamp duty exemption by state. See FHOG amounts and total savings.

Finance
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LMI Calculator

Estimate Lenders Mortgage Insurance cost based on property value and deposit size.

Finance
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Rental Yield Calculator

Calculate gross and net rental yield on any investment property including expenses and vacancy.

Finance
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Offset Account Calculator

Calculate how much interest your offset account saves on your home loan over the loan term.

Finance
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Negative Gearing Calculator

Calculate negative gearing tax benefits on an investment property at your marginal tax rate.

Finance
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Capital Gains Tax Calculator

Calculate CGT on investment property sales including the 50% discount for assets held over 12 months.

Finance
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Buying vs Renting Calculator

Compare buying vs renting over any time period. See total costs, equity growth, and the breakeven point.

Finance
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Division 293 Tax Calculator

Calculate the extra 15% super tax for high earners with income plus contributions above $250,000.

Pay & Wages
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Super Co-Contribution Calculator

Calculate the government co-contribution for your super. Earn under $60,400? Get up to $500 free.

Pay & Wages
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Should I Get Private Health Insurance?

Compare the Medicare Levy Surcharge vs cheapest hospital policies. Find out if private health saves you money.

Compliance
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Health Insurance Rebate Calculator

Calculate your private health insurance rebate based on income and age. See what you actually pay after the government rebate.

Compliance
C

Lifetime Health Cover Loading Calculator

Calculate the LHC loading penalty for delaying hospital cover. See the 2% per year cost of waiting after age 30.

Compliance
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Youth Allowance Calculator

Calculate your Youth Allowance payment based on age, living situation, and income. See fortnightly amounts after the income test.

Pay & Wages
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JobSeeker Payment Calculator

Calculate your Centrelink JobSeeker Payment based on age, relationship status, and income including the March 2026 rates.

Pay & Wages
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Age Pension Calculator

Calculate your Age Pension entitlement including income test, asset test, deeming, and Work Bonus. March 2026 rates.

Pay & Wages
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Parenting Payment Calculator

Calculate your Parenting Payment Single or Partnered including income test taper rates. March 2026 rates.

Pay & Wages
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Family Tax Benefit Calculator

Calculate your Family Tax Benefit Part A and Part B based on family income, number of children, and ages.

Pay & Wages
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Disability Support Pension Calculator

Calculate your DSP entitlement including income test, asset test, and deeming rates. March 2026 rates.

Pay & Wages
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Rent Assistance Calculator

Calculate your Commonwealth Rent Assistance based on rent amount, family situation, and qualifying payment.

Pay & Wages
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Carer Payment Calculator

Calculate your Carer Payment entitlement including income test, asset test, and deeming rates. March 2026 rates.

Pay & Wages
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Job Comparison Calculator

Compare two job offers side-by-side — see after-tax pay, super and effective hourly rate

Pay & Wages
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Am I Being Ripped Off at Work?

Quick check if your pay is legal. Enter your job, age and hourly rate to see minimum rates, penalty rates, and what to do if you're underpaid.

Pay & Wages
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Can My Boss Fire Me?

Check your dismissal rights. Answer a few questions to find out if your employer can legally fire you and what protections you have.

Termination
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What Award Am I On?

Find the Modern Award covering your job. See your minimum pay rate, classification levels, penalty rates, and key entitlements.

Awards
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Which Job Should I Take?

Compare two job offers side by side with commute costs, WFH value, super, and after-tax pay to find the true winner.

Pay & Wages