What is casual loading in Australia?

Casual loading is an additional percentage (usually 25%) paid on top of the base hourly rate to compensate casual employees for not receiving paid leave entitlements such as annual leave, personal/carer's leave, and public holidays. The standard 25% casual loading is set by most Modern Awards under the Fair Work Act.

How do I calculate 25% casual loading?

To calculate 25% casual loading, multiply the base hourly rate by 1.25. For example, if the base rate is $25.00/hr, the casual loaded rate is $25.00 × 1.25 = $31.25/hr. This higher rate compensates for the lack of paid leave entitlements.

Is casual loading better than permanent entitlements?

It depends on how many weeks you work per year. If you work close to 52 weeks, the 25% loading usually outweighs the value of permanent entitlements. However, permanent employees receive 4 weeks annual leave, 10 days personal leave, 10 public holidays, notice periods, and redundancy pay — which can be worth more than the loading if you work fewer weeks.

Do casual employees get superannuation?

Yes. Since 1 July 2022, all casual employees are entitled to superannuation regardless of how much they earn. Previously, casuals had to earn at least $450 per month to qualify. The current Superannuation Guarantee rate is 12% (from 1 July 2025).

What entitlements do casual employees miss out on?

Casual employees do not receive paid annual leave, paid personal/carer's leave, paid public holidays (though they can refuse to work them), notice of termination, or redundancy pay. The casual loading is intended to compensate for these missing entitlements. However, casuals do receive superannuation, unpaid carer's leave, unpaid compassionate leave, and family & domestic violence leave.

Casual Loading Calculator

Calculate your casual loaded rate and compare total casual pay against permanent employment. See whether the 25% loading covers what you miss out on in paid leave.

Last verified: 1 July 2025

Casual Loading 25%: $6.03/hr Extra on Min Wage (2026)

Casual loading is 25% on top of the base rate — $30.13/hr on minimum wage. See exactly how much extra casuals get, what you miss out on (leave, sick pay), and your right to convert to permanent.

Casual vs Permanent: Which Actually Pays More? (2026 Comparison)

The definitive comparison of casual vs permanent employment in Australia. We do the maths at $30/hr — casual loading vs paid leave, super, redundancy, and even mortgage access. Find out which arrangement pays more in 2026.

"Casual" Workers Winning Permanent Entitlements: The Court Cases Changing Australian Law

Federal Court decisions have ruled that many so-called casual workers are actually permanent employees entitled to leave, redundancy, and back-entitlements. Learn about the landmark cases and your rights.

General information and estimates only — not legal, financial, or tax advice. Always verify with the Fair Work Ombudsman (13 13 94) or a qualified professional.

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