What is the current superannuation rate in Australia?

The Superannuation Guarantee (SG) rate is 12% of an employee's ordinary time earnings as of 1 July 2025. The rate has been progressively increasing and is legislated to remain at 12%.

Do employers have to pay super on every dollar earned?

Employers must pay super on ordinary time earnings for all eligible employees regardless of how much they earn — the $450 per month threshold was removed from 1 July 2022. However, there is a maximum contribution base, above which employers are not required to pay SG. From 1 July 2026 this is an annual limit of $270,830 for 2026-27; the old quarterly base no longer applies.

Do casual employees get superannuation in Australia?

Yes. Since 1 July 2022, all employees including casuals are entitled to superannuation regardless of how much they earn. Previously, employees needed to earn at least $450 in a calendar month to qualify, but this threshold has been removed.

What is the maximum super contribution base?

The maximum super contribution base is the limit on an employee's earnings base above which employers don't have to pay SG (although they can choose to). From 1 July 2026, under Payday Super, it is an annual limit of $270,830 per year — the old quarterly base ($62,500 per quarter in 2025-26) no longer applies. An employer can stop paying SG once it has been paid on $270,830 of earnings in the year.

Superannuation Calculator

Calculate employer super contributions based on the current Superannuation Guarantee rate and the maximum contribution base.

Last verified: 2 August 2026

Your employer must pay 12% of your ordinary time earnings into super. On a $70,000 salary, that's $8,400 per year. The super guarantee applies to all employees regardless of how much they earn, including casuals and part-timers.

Super Guarantee rate history from 9% in 2002 to 12% from 1 July 2025 — the final legislated increase

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General information and estimates only — not legal, financial or tax advice. Always check your specific award, agreement or contract, or a qualified professional, before you rely on the result.

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