Super Guarantee Charge (SGC) Calculator
Missed a super payment deadline? Estimate the Super Guarantee Charge your business may owe, including the shortfall, nominal interest, and administration fees.
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General information and estimates only — not legal, financial, or tax advice. Always verify with the Fair Work Ombudsman (13 13 94) or a qualified professional.
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All 4 super guarantee quarterly deadlines for 2025-26. Q1 due 28 Oct, Q2 due 28 Jan, Q3 due 28 Apr, Q4 due 28 Jul. Late payment triggers the Super Guarantee Charge — here's what employers owe and how employees can report.
Payday Super Safe Harbour Rules: How Employers Avoid SGC Penalties (2026)Understand the payday super safe harbour provisions that protect employers from SGC penalties when super is paid on time. Covers the 7-day payment window, clearing house rules, what qualifies as safe harbour, and what actions break your protection under the new 2026 rules.
Employer Not Paying Super? Here's What to Do — Australia (2026)If your employer is not paying your superannuation, they are breaking the law. Learn how to check, report unpaid super to the ATO, and recover what you're owed.