What is the average super balance by age in Australia?

According to ATO Taxation Statistics 2023-24, the average superannuation balance rises from $9,810 at ages 18-24 to $239,171 at 50-54, $374,391 at 60-64 (the years just before typical retirement) and $527,722 for people 75 and over. These are population averages across all balance holders in each age band, not a target you need to hit.

Is the 'approximate median' shown here the real ATO median?

No — and this matters. The ATO does not publish a true combined median balance per age band. The figure shown here is a claimant-count-weighted average of the ATO's own published medians for each income sub-bracket within that age band. Medians of sub-groups don't mathematically combine into a true group median, so this is an approximation of the typical balance, not an exact midpoint. We label it 'approximate median' everywhere for that reason — never just 'median'.

How big is the gender super gap in Australia?

Nationally, women's average super balance is 19% lower than men's across all ages ($164,802 vs $203,554). The gap widens with age, peaking at 20.9% (women's average below men's) in the 60-64 age band — right before typical retirement — reflecting career breaks, part-time work and lower average pay accumulated over a working life.

Am I behind on super if I'm below the average for my age?

Not necessarily. The average is pulled upward by people with very large balances, career breaks and part-time work lower many people's balances for legitimate reasons, and this is a population statistic, not a retirement-adequacy assessment or financial advice. Compare yourself to the approximate median as well as the average, and treat both as context, not a target.

How Does My Super Compare?

Compare your superannuation balance to the ATO average and approximate median for your age band, plus the male/female split.

Last verified: 13 August 2026Jump to calculator ↓

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