Family Tax Benefit Calculator
Calculate your estimated Family Tax Benefit (FTB) for 2026-27. Enter your family income, number of children, and ages to see your Part A and Part B entitlements.
Your details
Family Tax Benefit rates 2026-27
FTB rates rise with inflation once a year on 1 July. These rates apply from 1 July 2026 to 30 June 2027 (the 20 September 2026 indexation did not change them). Part A is paid for each child; Part B is paid once per family.
| Payment | Per fortnight | Per year |
|---|---|---|
| Part A maximum — child aged 0–12 | $235.48 | $6,139.30 |
| Part A maximum — child aged 13–15, or 16–19 in secondary study | $306.46 | $7,989.85 |
| Part A base rate — each child | $75.60 | $1,971.00 |
| Part A supplement — each child (family income ≤ $80,000) | Paid yearly | up to $970.90 |
| Part B — youngest child aged 0–4 | $200.34 | $5,223.15 |
| Part B — youngest child aged 5–18 | $139.86 | $3,646.35 |
| Part B supplement — each family | Paid yearly | up to $478.15 |
Sources: Services Australia, FTB Part A payment rates and FTB Part B payment rates; DSS Family Assistance Guide 3.1.1.20 (annual rates). Last verified 8 October 2026.
FTB Part A income limits 2026-27
Part A is paid at the maximum rate while family adjusted taxable income is $69,131 or less. Above that it reduces by 20c per dollar until it reaches the base rate. Above $123,078 it reduces by 30c per dollar until it is nil. Where your family stops getting Part A depends on how many children you have and their ages:
| Children | Base rate from | Part A stops at |
|---|---|---|
| 1 child aged 0–12 | $89,973 | $129,648 |
| 1 child aged 13–19 | $99,226 | $129,648 |
| 2 children aged 0–12 | $110,814 | $136,218 |
| 1 child 0–12 + 1 child 13–19 | $120,067 | $136,218 |
| 2 children aged 13–19 | Stays above base rate | $140,379 |
| 3 children aged 0–12 | Stays above base rate | $148,507 |
| 2 children 0–12 + 1 child 13–19 | Stays above base rate | $154,675 |
| 1 child 0–12 + 2 children 13–19 | Stays above base rate | $160,844 |
| 3 children aged 13–19 | Stays above base rate | $167,012 |
| 3 children 0–12 + 1 child 13–19 | Stays above base rate | $175,140 |
| 2 children 0–12 + 2 children 13–19 | Stays above base rate | $181,308 |
Without Rent Assistance or child support; limits are higher if you get Rent Assistance. Source: Services Australia, Income test for FTB Part A. Last verified 8 October 2026.
FTB Part B income test
- Single parents and carers: the maximum rate if your adjusted taxable income is $124,327 or less, nothing above that. Paid until the end of the calendar year your youngest child turns 18 (16–18 must be in full-time secondary school).
- Couples: only while the youngest child is under 13, and only if the higher earner earns $124,327 or less. The lower earner can earn $7,154 before Part B reduces by 20c per dollar; it runs out at $35,661 (youngest under 5) or $27,777 (youngest 5–12).
- Grandparent carers: can get Part B until the youngest turns 18, single or partnered.
Source: Services Australia, Income test for FTB Part B. Last verified 8 October 2026.
Worked examples
Single parent, two children (4 and 9), $55,000 income
Part A $470.96/fn + Part B $200.34/fn = $671.30 a fortnight, plus a $1,941.80 Part A supplement and a $478.15 Part B supplement after balancing — $19,921.70 for the year.
Income is under the $69,131 free area, so Part A is the maximum rate for both children. As a single parent under $124,327 with a youngest child under 5, Part B is the full $200.34. Family income is under $80,000, so both end-of-year supplements are paid.
Couple, two children (6 and 10), $110,000 family income, lower earner on $25,000
Part A $157.44/fn + Part B $2.96/fn = $160.40 a fortnight, plus no Part A supplement and a $478.15 Part B supplement after balancing — $4,660.01 for the year.
Part A is reduced by 20c for each dollar over $69,131 — at $110,000 it is just above the base-rate floor (two children 0–12 reach the base rate at $110,814). Part B is income tested on the lower earner: 20c for each dollar over $7,154. Over $80,000, so no Part A supplement.
Couple, one child aged 14, $126,000 family income
Part A $41.98/fn + Part B $0.00/fn = $41.98 a fortnight, plus no Part A supplement and no Part B supplement after balancing — $1,094.48 for the year.
Above the higher income free area of $123,078, the base rate reduces by 30c per dollar, so only a little Part A is left; it reaches nil at $129,648. There is no Part B because the youngest child is 13 or older and the family is a couple.
Rent Assistance with FTB (from 20 September 2026)
If you rent privately and get more than the base rate of Part A, Rent Assistance is paid as part of your FTB: 75c for every dollar of fortnightly rent above the threshold, up to a maximum. Tick “Add rent” in the calculator to include it.
| Family | Rent more than (per fortnight) | Maximum Rent Assistance |
|---|---|---|
| Single, 1–2 children | $207.34 | $263.06 |
| Single, 3+ children | $207.34 | $297.36 |
| Couple, 1–2 children | $306.60 | $263.06 |
| Couple, 3+ children | $306.60 | $297.36 |
Sources: Services Australia, How much Rent Assistance you can get; DSS Social Security Payment Parameters, 20 September 2026 indexation. Next change 20 March 2027.
When FTB is paid and balanced
- Fortnightly: paid every fortnight based on your family income estimate — see Centrelink payment dates.
- Lump sum: claim after 30 June using your actual income. For 2026-27 you have until 30 June 2028 to claim or confirm income.
- Balancing: from July 2027, once you (and your partner) lodge 2026-27 tax returns or tell Services Australia you don't need to. Any top-up and the supplements are paid then, and supplements can offset any overpayment.
Source: Services Australia, Balancing Family Tax Benefit.
Already getting FTB?
FTB is paid on your income estimate, then reconciled against your actual income at tax time. Check whether your estimate is heading for a debt with the Family Tax Benefit Debt Checker. And if you pay for approved child care, the Child Care Subsidy Calculator works out how much of the fees the government covers. To see FTB alongside every other payment your family could get, try the Centrelink Calculator.
Frequently asked questions
How much is Family Tax Benefit Part A in 2026-27?
From 1 July 2026 the maximum FTB Part A rate is $235.48 per fortnight for each child aged 0–12 ($6,139.30 a year) and $306.46 per fortnight for each child aged 13–15, or 16–19 in full-time secondary study ($7,989.85 a year). The base rate is $75.60 per child per fortnight. On top of that, the FTB Part A supplement is up to $970.90 per child for 2026-27, paid after the year is balanced if family income is $80,000 or less.
How much is Family Tax Benefit Part B?
FTB Part B is $200.34 per fortnight if your youngest child is under 5, or $139.86 if your youngest child is 5–18. It is paid per family, not per child, plus a Part B supplement of up to $478.15 for 2026-27. Single parents and single carers get the maximum rate if their adjusted taxable income is $124,327 or less, and nothing above that. Couples only get Part B while the youngest child is under 13, not at all if the higher earner is over $124,327, and below that it is income tested on the lower earner.
What is the income limit for Family Tax Benefit in 2026-27?
Part A starts reducing above $69,131 family adjusted taxable income and stops altogether at an income that depends on how many children you have and their ages — $129,648 for one child, $136,218 for two children aged 0–12 and $148,507 for three children aged 0–12. Part B has a $124,327 limit on the higher earner (or a single parent's income). Rent Assistance raises the Part A limits.
How does the FTB Part A income test work?
Services Australia works out Part A two ways and pays the higher. Method 1 starts from the maximum rate and reduces it by 20c for each dollar of family income between $69,131 and $123,078, then by 30c for each dollar above $123,078. Method 2 starts from the base rate and reduces it by 30c for each dollar above $123,078. Between the two thresholds that means most families with one or two children sit on the base rate; families with three or more children usually stay above it.
How does the FTB Part B income test work for couples?
Part B is not paid if the higher earner earns more than $124,327. Below that, the lower earner can earn $7,154 a year before Part B reduces by 20c for each extra dollar. Some Part B is still paid while the lower earner's income is below $35,661 (youngest child under 5) or $27,777 (youngest 5 to 12).
When are the FTB supplements paid?
The FTB Part A supplement (up to $970.90 per child for 2026-27) and the Part B supplement (up to $478.15 per family) are paid once a year, after Services Australia balances your FTB. That happens after 30 June, once you and your partner have lodged tax returns or told Services Australia you don't need to. For 2025-26 the supplements were up to $938.05 per child (Part A) and $459.90 per family (Part B). Supplements can be used to offset an FTB overpayment found at balancing.
When is Family Tax Benefit paid?
You can get FTB fortnightly or as a lump sum after the financial year ends. You have 12 months from the end of the financial year to claim a lump sum or confirm your income — for 2026-27 (1 July 2026 to 30 June 2027) that means by 30 June 2028. Fortnightly payments are based on your income estimate, so update it when your income changes to avoid a debt at balancing.
Does child support affect Family Tax Benefit?
Yes. Under the Maintenance Income Test, child support or spousal maintenance above $2,080.50 a year (single parent, or one member of a couple receiving it; $4,161.00 if both partners receive it), plus $693.50 for each additional child, reduces Part A by 50c per dollar — but never below the base rate. You also need to apply for a child support assessment to get more than the base rate (the Maintenance Action Test).
Can I get Rent Assistance with Family Tax Benefit?
Usually, if you rent privately (not public housing). Rent Assistance is added to the maximum-rate calculation of Part A, so it is paid when that works out higher than the base rate. From 20 September 2026 it pays 75c for each dollar of fortnightly rent above $207.34 (single) or $306.60 (couple), up to $263.06 a fortnight for 1–2 children or $297.36 for 3 or more. It is added to Part A and reduces with it under the income test. The rates change every 20 March and 20 September.
Do I get FTB if I'm on Parenting Payment or JobSeeker?
Yes. If you or your partner get an income support payment such as Parenting Payment, JobSeeker or Carer Payment, Part A is paid at the maximum rate without the family income test, as long as the income support payment isn't reduced to nil by employment income. The Part A supplement is still income tested at $80,000.
This calculator assumes 100% care of each child and that you meet the residence, immunisation and Healthy Start for School rules. For shared care, a grandfathered Energy Supplement or Multiple Birth Allowance, use the Services Australia Payment Finder.
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