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Can I Pay My Employee Cash?

Cash payment is legal in Australia IF you do 6 things. Tick the 6 questions, get the honest verdict — legal, risky or illegal. No preaching, just the law.

Last verified: 16 May 2026
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THE HONEST ANSWER

Paying employees in cash is legal in Australia IF you do six things. It's illegal if you skip any of them. This tool tells you which side of the line you're on — no preaching, just the law.

Are you doing all 6 of these?

Single cash payment amount (one-off)

If any single cash payment is $10,000 or more, AUSTRAC reporting also kicks in.

✓ Legal — cash payment is fine

All 6 compliance pillars met. Paying in cash is just a payment method — the legal obligations are about the surrounding tax + super + records, not how the money changes hands. Continue running compliant cash payroll.

This tool covers the Fair Work + ATO + super compliance side of cash payments. Industry-specific rules (e.g. building & construction cash-payment restrictions under state-level black-economy regulation) may add further obligations.
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General information and estimates only — not legal, financial, or tax advice. Always verify with the Fair Work Ombudsman (13 13 94) or a qualified professional.