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Carer Allowance 2026: $162.60/fn Rate, $600 Supplement & Carer Payment

6 min readUpdated

Carer Allowance is $162.60/fortnight from 1 January 2026 plus a $600 supplement. No assets test, $250,000 income limit. Eligibility, rates, how to apply.

TK

Small Business & Compliance Writer · Former small business owner · Cert IV in Small Business Management

What Is Carer Allowance?

Carer Allowance is a supplementary payment from Services Australia (Centrelink) for people who provide daily care and attention to someone with a disability, severe medical condition, or who is frail aged. From 1 January 2026 the rate is $162.60 per fortnight (Services Australia, checked 3 September 2026).

Here's what makes Carer Allowance different from most other Centrelink payments: there is no assets test, and the only income test is a single line — your and your partner's adjusted taxable income must be under $250,000 a year. Below that line there's no taper and no reduction: you get the full rate whether you earn $30,000 or $230,000. Carer Allowance is also not taxable income.

This means you can receive Carer Allowance on top of:

  • A full-time or part-time salary
  • The Age Pension
  • Carer Payment
  • Disability Support Pension
  • JobSeeker Payment
  • Any other income support payment

Many people don't realise they're eligible because they assume their income disqualifies them. It doesn't. If you're providing daily care to someone who meets the medical criteria, you should be claiming this — regardless of how much you earn.

Carer Allowance recognises the significant personal and financial cost of caring. At $162.60/fortnight it adds up to $4,227.60 per year — plus the $600 Carer Supplement, and a $1,000 Child Disability Assistance Payment if you care for a child under 16. It's money many carers are leaving on the table. Check your eligibility in two minutes with the Carer Allowance calculator.

Carer Allowance rates 2026 (from 1 January 2026)

Here's the complete breakdown of Carer Allowance and its supplements for 2026, as published by Services Australia:

PaymentAmountFrequency
Carer Allowance$162.60Per fortnight, for each person you care for
Carer Supplement$600.00Per year, paid automatically after 1 July
Child Disability Assistance Payment$1,000.00Per year, for each child under 16 you get Carer Allowance for

Total annual value for one care receiver:

  • Carer Allowance: $162.60 x 26 = $4,227.60/year
  • Plus Carer Supplement: $600.00/year
  • Plus Child Disability Assistance Payment (child under 16 only): $1,000.00/year
  • Total: $4,827.60 per year for an adult care receiver, $5,827.60 for a child under 16

The Carer Supplement is an annual $600 lump sum paid to everyone receiving Carer Allowance for a period that includes 1 July. You don't need to apply for it separately. It's paid per eligible payment, so if you get both Carer Allowance and Carer Payment you receive two supplements ($1,200).

The Child Disability Assistance Payment is an additional $1,000 a year paid automatically if you receive Carer Allowance for a child under 16 for a period that includes 1 July — one payment for each qualifying child. Again, no separate application needed.

Carer Allowance is indexed once a year, on 1 January (the $162.60 rate took effect 1 January 2026). That's different from Carer Payment and the pensions, which are indexed on 20 March and 20 September. If you share care with another carer who isn't your partner and also claims, you each get a percentage of the rate based on the share of care you provide.

Eligibility — Who Can Get Carer Allowance?

To qualify for Carer Allowance, both you (the carer) and the person you care for (the care receiver) must meet specific criteria.

You (the carer) must:

  • Be an Australian resident living in Australia
  • Provide daily care and attention in a private home (yours or the care receiver's)
  • Provide care to someone who has a recognised disability, medical condition, or is frail aged
  • Not receive a carer payment from another country for the same person

The care receiver must:

  • Have a disability, severe medical condition, or be frail aged
  • Be an Australian resident (in most cases)
  • Need care in a private home — not in a hospital or residential aged care facility on a permanent basis

For adult care receivers: the care receiver (or their treating doctor) must complete the Adult Disability Assessment Tool (ADAT). This is a points-based assessment — the care receiver needs to score 30 points or more to qualify. The ADAT assesses functional ability, behaviour, and the level of care and attention required.

For child care receivers (under 16): eligibility is assessed through the Disability Care Load Assessment (child), also known as the DCLAD. This involves a questionnaire about the child's care needs and a professional assessment of their condition.

How many people can you care for?

  • You can receive Carer Allowance for up to 2 adults
  • You can receive Carer Allowance for any number of children (under 16)
  • You receive the full $162.60/fortnight for each qualifying care receiver

That means if you care for two adults who both qualify, you receive $162.60 x 2 = $325.20 per fortnight, plus supplements for each.

Carer Allowance vs Carer Payment — What's the Difference?

This is the question that confuses almost everyone. Carer Allowance and Carer Payment are two completely different payments — and you can receive both at the same time.

FeatureCarer AllowanceCarer Payment
Rate (2026)$162.60/fortnight (from 1 January 2026)$1,237.70/fortnight single maximum ($1,135.40 base + $88.20 Pension Supplement + $14.10 Energy Supplement) from 20 September 2026; next indexation 20 March 2027
Income testOnly a $250,000 family income limit — no taper below itYes — income reduces payment
Assets testNoneYes — assets reduce payment
Can you work?Yes, unlimited hours (income under $250,000)Limited — up to 100 hours in any 4-week period (this replaced the old 25 hours a week rule in March 2025); income test applies
Concession cardNo card for the carer; a child under 16 you receive Carer Allowance for may be eligible for a Health Care CardPensioner Concession Card
Can stack with other payments?Yes — paid on top of any income or paymentUsually replaces other income support payments
PurposeSupplementary — recognises care burdenPrimary income support for full-time carers
Care level requiredDaily care and attentionConstant care (more intensive)

The key takeaway: you can receive both Carer Payment and Carer Allowance at the same time. Many carers do. If you're on the maximum single Carer Payment of $1,237.70/fortnight and also qualify for Carer Allowance, your combined fortnightly payment would be $1,400.30 — plus a $600 Carer Supplement on each payment every July. Full Carer Payment rates and tests are in Carer Payment rates 2026.

If you're currently receiving Carer Payment but haven't claimed Carer Allowance, you're almost certainly leaving money on the table. The eligibility criteria are different, but if you qualify for Carer Payment (which requires constant care), you'll almost always qualify for Carer Allowance too.

Check your eligibility for Carer Payment using our Carer Payment calculator. And if you're unsure which payments you might be eligible for, start with our Age Pension calculator or Disability Support Pension tool to explore all your options.

How to Apply for Carer Allowance

Here's the step-by-step process for applying for Carer Allowance in 2026:

  1. Set up your myGov account and link Centrelink

    If you don't already have a myGov account, create one at my.gov.au. Then link your Centrelink online account. You'll need your Customer Reference Number (CRN), or you can create a new Centrelink record through myGov.

  2. Start an online claim

    Log into myGov, go to Centrelink, and select "Make a claim" then "Carers". Choose "Carer Allowance". The system will guide you through the application questions.

  3. Complete the medical report

    Part of the application requires a medical report completed by the care receiver's treating doctor. For adults, this feeds into the Adult Disability Assessment Tool (ADAT). For children, it's the Disability Care Load Assessment. Your doctor will need to detail the care receiver's condition, functional limitations, and care needs. Allow time for this — some doctors take weeks to complete it.

  4. Complete the care assessment

    You'll need to complete a questionnaire about the level of care you provide — what tasks you help with, how often, and how the care receiver's condition affects daily life. Be thorough and honest. Underplaying the care you provide is the most common reason claims get rejected.

  5. Submit and wait

    Services Australia publishes its current claim processing times online; allow several weeks. If approved, your payment is backdated to the date you submitted the claim (not the date it's processed) — another reason to lodge early.

Alternative ways to apply:

Tips for a successful application:

  • Apply as soon as possible — your payment starts from the date of claim, not the date of approval
  • Get the medical report done early — it's usually the bottleneck
  • Don't minimise the care you provide — describe worst days, not best days
  • Keep copies of everything you submit
  • If you're rejected, you have the right to appeal — request a formal review within 13 weeks

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General information and estimates only — not legal, financial or tax advice. Always check your specific award, agreement or contract, or a qualified professional, before you rely on the result.

TK
About Tom Kirkwood

Ran Kirkwood Landscaping in Bendigo for eight years before moving into trade supply operations. Writes about Modern Award compliance, employer obligations, and contractor classification from an operator's perspective. Cert IV in Small Business Management (La Trobe TAFE Bendigo, 2014). Based in Kangaroo Flat, Victoria.