Queensland Transfer Duty Rates 2026 — Stamp Duty Calculator & First Home

Queensland charges transfer duty on property purchases using progressive rates. The 2025-26 brackets are: up to $5,000 at nil, $5,001–$75,000 at 1.5%, $75,001–$540,000 at 3.5%, $540,001–$1,000,000 at 4.5%, and above $1,000,000 at 5.75%. For a $750,000 property in Queensland, stamp duty is approximately $17,000–$18,000 — significantly lower than NSW or Victoria.

Brisbane's median house price of around $850,000 attracts roughly $22,000 in duty. Queensland's lower stamp duty rates are one reason for strong interstate migration from Sydney and Melbourne.

Quick version: Use our calculator for your exact figure.

Queensland offers a home concession rate that reduces transfer duty for buyers who will live in the property as their principal place of residence. First home buyers purchasing a new home can receive a full stamp duty concession (paying no duty) on homes valued up to $700,000, with a sliding concession up to $800,000. For existing homes, the home concession rate applies but doesn't provide a full exemption — it reduces duty by applying a lower rate schedule.

Queensland also offers the First Home Owner Grant (FHOG) of $30,000 for new homes valued under $750,000 — one of the most generous grants in Australia. This stacks with the duty concession, potentially saving first home buyers over $50,000 in upfront costs.

Foreign buyers of residential property in Queensland pay an additional 8% AFAD (Additional Foreign Acquirer Duty) on top of standard transfer duty. For a $750,000 property, this adds $60,000 to the duty bill. Investment property purchases in Queensland attract the standard transfer duty rates without any concession — the home concession rate only applies if you intend to live in the property.

If you purchase a property for investment purposes, you should budget for the full duty amount. Queensland does not currently apply a land tax surcharge on foreign-owned residential land, unlike some other states.

Queensland's generous $30,000 FHOG applies statewide, including regional areas. Some regional councils offer additional incentives such as reduced rates or infrastructure charges for new builds. Off-the-plan purchases in Queensland may benefit from paying duty only on the land component at the time of contract, not the completed building value.

This can reduce duty significantly for new apartment purchases. Queensland also allows duty concessions for certain transfers between family members, including transfers to or from a family trust in some circumstances.

This is worth knowing. Speak to your solicitor about eligibility for these concessions.

In Queensland, transfer duty must be paid within 30 days of settlement or the transfer becoming liable. Your solicitor or conveyancer typically lodges the transfer and pays the duty through Queensland Revenue Office (QRO). Payment can be made via the QRO online self-assessment system.

For most residential purchases, the duty is calculated and paid at settlement. Late lodgement attracts unpaid tax interest.

Queensland's combination of relatively low stamp duty rates, generous first home buyer grants, and lower property prices compared to Sydney and Melbourne make it one of the more affordable states for property purchasers in Australia.